Hard Money Loans of Park City
Legal

Privacy Policy

How Hard Money Loans of Park City collects, uses, and shares your information.

Introduction

This Privacy Policy describes how Hard Money Loans of Park City (“we,” “us,” or “our”) collects, uses, and shares information about you when you visit hardmoneyloansparkcity.com and use the services offered through this website (collectively, the “Site”). The Site is a lead-generation service operated by Lead Skills, LLC. We are not a lender. We do not make loans, take loan applications, issue loan commitments, or make any credit decisions. Instead, we connect individuals inquiring about financing with participating hard money lenders who may be able to provide financing.

Because we collect personal information in connection with an inquiry for a consumer financial product or service, we treat that information as “nonpublic personal information” under the Gramm-Leach-Bliley Act (“GLBA”) and its implementing regulations, and we handle it in accordance with this Policy.

Information We Collect

We collect the following categories of information:

  • Identifiers — your name, email address, mailing address, phone number, and similar identifiers you provide through our forms.
  • Property and Investment Information — property address, property type, purchase price, project budget, loan amount, timeline, exit strategy, and other deal-related details you submit.
  • Financial Information — information related to your financing needs such as desired loan amount, equity, income or asset information, and other financial details you choose to share as part of an inquiry.
  • Usage Data — technical information automatically collected when you visit the Site, such as device type, browser, operating system, referring URL, pages viewed, and approximate location derived from IP address.
  • Communication Records — records of communications between you and us, including email correspondence, SMS messages, form submissions, and, where permitted by law, call logs.

How We Use Your Information

We use the information we collect to:

  • Evaluate your inquiry and attempt to match you with one or more participating lenders.
  • Transmit the information you provide to participating lenders and service providers that support the matching and communication process.
  • Respond to your questions, deliver customer service, and communicate with you about your inquiry.
  • Operate, maintain, test, secure, and improve the Site.
  • Detect, investigate, and prevent fraud, abuse, and unauthorized activity.
  • Comply with applicable legal obligations and enforce our Terms of Service.

How We Share Your Information (GLBA Disclosure)

We share the information you provide and other information described above with the following categories of recipients:

  • Participating Lenders. When you submit an inquiry, we share your information with one or more participating hard money lenders so they may evaluate your inquiry and contact you about financing. Participating lenders may use your information in accordance with their own privacy policies, which you should review before engaging with them. A current list of participating lenders is available upon request.
  • Service Providers. We share information with vendors that perform services on our behalf, such as hosting, analytics, email and SMS delivery, bot detection, customer support, and similar functions. These providers are bound by contract to use the information only as necessary to provide services to us.
  • Legal and Safety. We may share information when we believe in good faith that disclosure is necessary to comply with a legal obligation, respond to a lawful request from government authorities, enforce our Terms of Service, protect our rights, property, or safety, or the rights, property, or safety of others.
  • Business Transfers. If we are involved in a merger, acquisition, financing, sale of assets, reorganization, bankruptcy, or similar transaction, information we hold may be transferred as part of that transaction.

We do not sell your personal information.

Your Right to Limit Sharing

By submitting your information through a form on the Site, you authorize us to share that information with participating lenders and service providers as described above so that your financing inquiry can be processed. If you do not want us to share your information in this way, please do not submit an inquiry.

You may request that we stop sharing your information with nonaffiliated third parties for marketing purposes by contacting us using the information in the “Contact” section below. Please note that if we have already transmitted your information to a participating lender in connection with your inquiry, you will need to contact that lender directly to exercise any rights you may have with respect to information held by that lender.

Data Security

Consistent with the Safeguards Rule under GLBA, we maintain an information security program that includes administrative, technical, and physical safeguards reasonably designed to protect the security, confidentiality, and integrity of the personal information we collect. Our safeguards include access controls, encryption of data in transit, employee training, vendor due diligence, and periodic review of our controls. No system is perfectly secure, and we cannot guarantee absolute security.

Your Choices

  • Access, Correction, and Deletion. You may request access to, correction of, or deletion of the personal information we hold about you by contacting us using the information below. We will respond consistent with applicable law.
  • SMS Opt-Out. You can stop SMS/text messages from us at any time by replying STOP to any message. You may continue to receive messages for a short period while your request is processed.
  • Phone Opt-Out. You may ask to be removed from our calling list by calling 435-334-1580 or by emailing us.
  • Email Opt-Out. You can unsubscribe from promotional emails by using the unsubscribe link in the email or by contacting us.

Children's Privacy

The Site is intended for adults. We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided us with personal information, please contact us and we will take appropriate steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Updated” date above. Material changes will be communicated as required by law. Your continued use of the Site following an update constitutes your acceptance of the updated Policy.

Contact

A current list of participating lenders is available upon request. For privacy questions, to exercise a right described in this Policy, or to request the list of participating lenders, please contact us:

See also our Terms of Service and Accessibility Statement.